Project 02
Fintech2025Payments & Settlement Infrastructure
A ledger that balances under load, and settlement that reconciles itself before the operations team arrives.
Transaction volume had outgrown a ledger that was never designed to be one. Reconciliation ran overnight, broke often, and every break required a human to trace a payment across four systems.
We rebuilt the money layer as a strict double-entry ledger with idempotent transaction ingestion, then automated reconciliation against provider and bank statements.
Go services behind an API gateway, Kafka for transaction streams, PostgreSQL for the ledger of record, and a monitoring console that surfaces breaks as exceptions rather than as a nightly report.
Scope
- Ledger architecture
- Transaction ingestion
- Provider & bank integrations
- Automated reconciliation
- Monitoring console
- Load & failure testing
Technology
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Reconciliation time (pending verification)
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Break rate reduction (pending verification)
24/7
Continuous settlement monitoring